Connecting Your Loan Needs

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Connecting Your Loan Needs

Apply For Loan

Connecting Your Loan Needs

Apply For Loan

Connecting Your Loan Needs

Apply For Loan

Connecting Your Loan Needs

Apply For Loan

Connecting Your Loan Needs

Apply For Loan

Connecting Your Loan Needs

Apply For Loan

Connecting Your Home Loan

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Company Introductions

Conventional, Jumbo, Non-QM, FHA, VA, Hard Money, Purchase, Refinance, Construction, Renovation, Reverse all products you need. Servicing ALL of California

We are a diverse, highly skilled company that is driven to provide the tools, technology, and support to our employees so they can do their jobs and change people’s lives. We thrive on communication, integrity, and trust.

Years ago, we set out to create a better system and work environment for a healthy Home financing Brokerage that we could be proud of and feel comfortable sharing. After years of development, we are now delighted to make available to you our collective years of experience, educators’ heart, and mature approach to help with all of your real estate and financial goals.

How Much You Need

$1000 $10000000
1 Month 360 Months
1% 15%

Pay Monthly $

Total Pay Back $

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What We’re Offering

Loan Services

Commercial Lending

Commercial Lending is when a business borrows money to pay for business expenses, real estate or equipment purchases required to operate or expand.

Reverse Mortgage

A reverse mortgage is a mortgage loan, usually secured by a residential property, that enables the borrower to access the unencumbered value of the property.


Lenders offer home construction loans for paying the costs of constructing a residential unit or building a home on a plot of land that may be within your existing property.


A conventional mortgage or conventional loan is a home buyer’s loan that is not offered or secured by a government entity. Conventional loan interest rates tend to be higher than those of government-backed mortgages, such as FHA loans.


A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. The maximum amount for a conforming loan is $548,250 in most counties, as determined by the Federal Housing Finance Agency (FHFA)


FHA home loans are mortgage loans that are insured against default by the Federal Housing Administration (FHA).The VA Loan provides veterans with a federally guaranteed home loan which requires no down payment This program was designed.

Get to Know About

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out | Conventional | Jumbo

What makes MP3 Mortgage unique is that we offer the following niche programs as well: Hard Money, Limited Doc, no doc, bank statement, low fico, Non-QM, cash-out. Contact MP3 Mortgage today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

Homes For Heroes

We are so very proud to be a member of Homes for Heroes, Click Here to find out more and you can ask your Loan Officer about the rewards, special programs and credits towards closing costs, just for being a Hero!

Trusted Company

Our promises to you

  • Be present and available in all our Transactions
  • Engage with clients and treat as we would expect to be treated
  • Continue to learn and sharpen skills to be the best customer service advocate and coordination company
  • Build on experience to change others life’s as well as our own
  • Create-Build, Be positive, not to be negative or tear down.

Latest Video

Customers Testimonials

Customers Testimonials

Steve and his wife Victoria our agent were able to negotiate a large home purchase my wife and I truly wanted. The terms negotiated were strong to move forward. I have a few businesses and income was complex, but Steve was able to procure financing and ready to close in ten business days. Over 20 years of experience does matter and would recommend them to anyone for anything real estate.


(Thousand Oaks CA)

Michael Mancuso at MP3 found me a great rate and treated me like family. The entire process was smooth and easy, and Michael explained each step, so I always knew what to expect. I will use Michael's services for all future mortgages, and you should too. Thanks Michael!

Greg S-

(Thousand Oaks CA)

My family and I have worked with Michael and MP3 Home Loans for years and have always received top level service and rates. They have unapparelled product knowledge and were always available to answer my questions. We recommend to anyone wanting or needing a home loan.

Allen F-

(Los Angeles, Ca.)

We were lucky enough to work with MP3 Mortgage and Home Loans on our First home purchase three years ago, as well as a refinance last year. From start to finish, the process was easy, educational and always handled with great attention and respect for the clients. If we ever purchase another home or a second property, we'll surely return to Michael and the rest of the team.

Chris M -

(Porter Ranch, CA.)

There is an old adage that says "you can only pick two from this list: fast, good, or affordable." Michael is all three: he's quick, communicative, efficient, and diligent. He ensured a quick close with the best possible terms that set my family up for long-term success. I highly recommend working with Michael and his team!


Really important business person

I want to start by saying thank you to MP3 Home Loans for hiring Donna. I would like to take this opportunity to thank Donna and to let future customer of MP3 Home Loans know, Donna will be there from beginning to end through the loan process. Donna guided me through .......

the loan process and help me feel very comfortable and gave me the assurance that she was going to be there every step of the way, she gave me her cell number and mentioned that I could call her anytime I wanted. Let me say I call her a lot, asking her questions and, there was times I called her after working hours and she was their answering my phone calls and answering my questions....AMAZING thank you Donna. For being my first loan I was very nervous but she never left my side. Thanks to her hard work I was able to get my VA home loan and start my new life.Donna thank you from the bottom of my heart, you guided me through the loan process and assured me that things were going to be ok and they were Thank you and may God Bless you .

Rudy G -

Los Angeles

Angela has been an exemplar as my broker . Although we have never met , she has gone above and beyond seeking financial solutions for my family's home purchase I congratulate you for employing an amazing individual . ....

She is the consumers dream ,always providing premium customer service
I am humbled and grateful to MP3 Mortgage. My dream of owning a home has become a reality ! . Kudos to you and the entire team.
Respectfully ,

Rhodessa -

Contra Costa


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